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If you ask me, personally, I think YNAB has the potential to make a huge impact for the positive in your financial life – if you are committed to using the app.
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You Need a Budget, sometimes also called YNAB (pronounced why-nab), is a budgeting software. A solid budget gives you the motivation to take a small step forward and celebrate the little victories Money goals can’t be one-sided Nobody will be micromanaged or put on a leash.
#REVIEW OF YOU NEED A BUDGET MANUAL#
YNAB is not a short-term budgeting solution. YNAB has the perfect combo of automated and manual categorizing. Our Review of You Need a Budget (YNAB) Clint Haynes, CFP. YNAB is one of the best budgeting applications – if not the best application out there.Īt first glance, YNAB’s interface may be a bit overwhelming, because there is so much information, but YNAB offers a step-by-step guide (the 6 circles at the top-right of the dashboard) that helps YNAB users walk through the app with ease.Īlthough YNAB does cost money (either month-to-month or annually), the app does offer a 34-day free trial of users to test out whether they enjoy the app’s functionality.